From Group Life to Self-Funded Medical Plans
November 28th, 2009 Posted in General Insurance
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April 20th, 2010 at 5:24 pm
Nice thinking asbalyan, but one has to go step by step, in a dangerous place. Each level needs great effort. If not, you will end up at the start again, just like in a game.
May 10th, 2010 at 5:10 am
First off the bill will change many times before it is done. Next it will pass, and it will pass this year. People who do not want change are comfortable because their boss is paying for it. We own small business and i can assure you small businesses will start to make you pay or pay part. Our insurance went up 38,000 bucks this year, so guess what?? we will be dropping folks. then you will be screaming when you pay everything and have no pay checks.
May 23rd, 2010 at 4:12 pm
HOPEFULLY your letters to them were certified return receipt requested. If not send one out today that is requesting that you be paid within ten days, if not you "will refer them to a collections agency and information that you gather can and will be used against them for the purpose of collecting a debt". Plain and simple. There are some sample letters online do a search and you should find them.
My best answer is that in General, and I say in GENERAL, lawyers will charge hourly. There are some lawyers that specialize in cellections that may take a percentage. However if it needs to go to court they MAY charge you hourly. You would need to clarify that with them.
Collection agaencies generally take a percentage of the debt. The range could be anywhere from 10% up to 35%. I think the average is between 20-30%. Which is still better than getting nothing from your client.
Generally they do not go to court for the debt. Generally they will not buy the debt from you at a discounted rate. But there may be some exceptions to the above.
Your best bet is to find a LARGE, reputable collection agency that has inhouse legal people that could assist if legal matters should arise. Make sure you ask them that when contacting them.
By the way, depending on your state you may be able to take them to small claims court (the amount for small claims court could be around $3500.00 approx) or civil court but that would involve time on your part to do that and it may be too expensive to hire a lawyer do it for you. Or perhaps if you want to settle for a lot less you can still take them to small claims and request the lower amount of $3500.00 approx.
Hope that helps! Email me if you need more info… GL
May 24th, 2010 at 9:55 am
Sales Agent – Too Many Insurance Leads, Not Enough Agents in Missouri – The Lampe Company – St. Louis, MO
June 17th, 2010 at 12:24 pm
Tell your boss, to subscribe to local area trade mags, and your state independent agency magazine. Those are the places where you find agencies and books for sale.
July 5th, 2011 at 3:57 pm
LTC Insurance Agent – St. Louis MO Jobs
July 8th, 2011 at 3:11 am
Nice Channel!